Rent to Own Homes
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Let us Find Your Dream Home
If you've had difficulties qualifying for traditional bank loans, we offer alternative methods of buying a home, including lease-optioning and owner financing. Tell us what you're looking for and we'll notify you when we find a home that meets your criteria.

How Does Your Financing Work?
We offer rent to own homes for sale by owner with owner financing where we can sell you the home without you having to qualify at a bank.

How Much Down Payment Do I Need?
We are very flexible with down payment. We can offer you many options, and we will always do our best to work with whatever funds you have available. You can even start out on a rent to own, or lease option, and then move to owner financing at a later date when you have the additional money.

Do You Offer Down Payment Assistance Programs?
Yes we do. A lot of times if you are a bit short on down payment we can set up a monthly payment plan spread out over 6-12 months.

What Other Methods Of Down Payment Are Accepted?
Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that in our program. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades.

How Does Your Rent to Own , Lease Purchase, and Lease Option Programs Work?
We can lease you the home with the exclusive right to purchase it at a later date. Our buyers love our programs because it gives them time to save up for a larger down payment; time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. We are obligated to sell to you, however you are not obligated to buy. 100% of your option fee is credited towards the purchase price of the home, plus you may be eligible to receive a credit of the monthly payment towards the purchase price every month you pay your lease on time.

What Is The Interest Rate On Your Owner Financing?
We are flexible with our terms to meet your needs. Typical interest rates range from 7.5% to 9.5% depending on down payment and application. All credit is accepted and applications are necessary to verify income and employment.

What Is The Difference Between USLeaseOption.com and Other Homes For Sale By Owner Sites?
Here at USLeaseOption.com, we focus on rent to own homes, lease option homes, and homes for sale with owner financing. Most of the other sites focus on homes that require you qualify at a bank to get financing. With lenders making obtaining a home loan more difficult, buying with a rent to own program is becoming more popular.

Find Rent to Own Homes and Lease Option Homes For Sale By Owner in Orlando and Central Florida in the following counties: Orange, Osceola, Seminole, Polk, Lake, and Volusia. Buy Owner Financed Homes in other Counties as well.

We serve Orlando, Kissimmee, Aloma, Alafaya, Ocoee, Orlo Vista, Winter Park, Pine Castle, Pine Hills, Plymouth, Sand Lake, Lake Buena Vista, South Creek, Apopka, Azalea Park, Belle Isle, BVL, Christmas, Orlando, Eatonville, Edgewood, Fairvilla, Gotha, Hiawassee, Hunt Club, Oakland, Tangerine, Union Park, Clarcona, and Ventura. Also, If you need Rent To Own Homes, look no further. We also rent to own homes for sale by owner in Lakeland, Tavares, Leesburg, Haines City, Umatilla, Windermere, Winter Garden, Zellwood, Killarney, Lockhart, and Maitland in Central Florida FL. The following is a list of the other areas in Central Florida that we service: